{
  "name": "LupaPago",
  "description": "Fee sheet de pasarelas de pago en Argentina. Mismas filas que las fichas.",
  "url": "https://lupapago.com/fees.json",
  "generated_at": "2026-10-08T22:49:34.511Z",
  "last_reviewed": "2026-09-28",
  "methodology": "https://lupapago.com/metodologia/",
  "changelog": "https://lupapago.com/cambios-comisiones/",
  "disclaimer": "Orientativo. No es asesoramiento. Contrastá la fuente oficial.",
  "how_to_read": {
    "verified": "cifra con fuente y fecha",
    "estimate": "referencia (techo / tarifario viejo)",
    "commercial_quote": "sin número publicable"
  },
  "pasarelas": [
    {
      "name": "Mercado Pago",
      "slug": "mercado-pago",
      "website": "https://www.mercadopago.com.ar/",
      "ficha": "https://lupapago.com/fichas/mercado-pago/",
      "type": "agregador",
      "fee_desde": "Fee desde 0,8% + IVA",
      "fees": [
        {
          "label": "QR – Dinero en cuenta / otras billeteras (al instante)",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "QR – Mercado Crédito (al instante)",
          "value": 1.35,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.35% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "QR – Débito (al instante)",
          "value": 1.35,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.35% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "QR – Débito (en 2 días)",
          "value": 0.85,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.85% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "QR – Crédito (al instante)",
          "value": 5.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.99% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "QR – Crédito (en 10 días)",
          "value": 4.19,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.19% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "QR – Bonificación BCRA interoperable",
          "value": 0,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "Point – Débito (al instante)",
          "value": 2.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.99% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/lectores-point/point-smart",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point – Débito (en 2 días)",
          "value": 2.75,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.75% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/lectores-point/point-smart",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point – Crédito (al instante)",
          "value": 5.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.99% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/lectores-point/point-smart",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point – Crédito (en 5 días)",
          "value": 5.19,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.19% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/lectores-point/point-smart",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point – Crédito (en 10 días)",
          "value": 4.19,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.19% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/lectores-point/point-smart",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point – Prepaga (al instante)",
          "value": 3.75,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.75% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/lectores-point/point-smart",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point – Prepaga (en 3 días)",
          "value": 3.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/lectores-point/point-smart",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point Tap – Débito (al instante)",
          "value": 2.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.99% + IVA",
          "verified_at": "2026-09-28",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/point-tap",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point Tap – Crédito (al instante)",
          "value": 5.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.99% + IVA",
          "verified_at": "2026-09-28",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/point-tap",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point Tap – Débito (en 2 días)",
          "value": 2.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.99% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/point-tap",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point Tap – Crédito (en 5 días)",
          "value": 5.39,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.39% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/point-tap",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point Tap – Crédito (en 10 días)",
          "value": 4.39,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.39% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/point-tap",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point Tap – Crédito (en 18 días)",
          "value": 3.39,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.39% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/point-tap",
          "group": "Point / Point Tap"
        },
        {
          "label": "Point Tap – Crédito (en 35 días)",
          "value": 1.49,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.49% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/point-tap",
          "group": "Point / Point Tap"
        },
        {
          "label": "Checkout / Link – (en 35 días)",
          "value": 1.49,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.49% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/check-out",
          "group": "Checkout / Link"
        },
        {
          "label": "Checkout / Link – (en 18 días)",
          "value": 3.39,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.39% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/check-out",
          "group": "Checkout / Link"
        },
        {
          "label": "Checkout / Link – (en 10 días)",
          "value": 4.39,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.39% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/check-out",
          "group": "Checkout / Link"
        },
        {
          "label": "Checkout / Link – (al instante)",
          "value": 6.29,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "6.29% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mercadopago.com.ar/herramientas-para-vender/check-out",
          "group": "Checkout / Link"
        }
      ]
    },
    {
      "name": "Pago Nube",
      "slug": "pago-nube",
      "website": "https://www.tiendanube.com/",
      "ficha": "https://lupapago.com/fichas/pago-nube/",
      "type": "nativo_plataforma",
      "fee_desde": "Tarjetas desde 2,99% + IVA",
      "fees": [
        {
          "label": "Inicial – Tarjetas/MODO (1 día)",
          "value": 6.4,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "6.4% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Inicial"
        },
        {
          "label": "Inicial – Tarjetas/MODO (7 días)",
          "value": 4.45,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.45% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Inicial"
        },
        {
          "label": "Inicial – Tarjetas/MODO (14 días)",
          "value": 3.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Inicial"
        },
        {
          "label": "Inicial – Tarjetas/MODO (30 días)",
          "value": 2.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.99% + IVA",
          "verified_at": "2026-09-28",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Inicial"
        },
        {
          "label": "Inicial – Transferencia",
          "value": 1.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Inicial"
        },
        {
          "label": "Esencial – Tarjetas/MODO (1 día)",
          "value": 6.09,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "6.09% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Esencial"
        },
        {
          "label": "Esencial – Tarjetas/MODO (7 días)",
          "value": 4.39,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.39% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Esencial"
        },
        {
          "label": "Esencial – Tarjetas/MODO (14 días)",
          "value": 3.49,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.49% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Esencial"
        },
        {
          "label": "Esencial – Tarjetas/MODO (30 días)",
          "value": 2.97,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.97% + IVA",
          "verified_at": "2026-09-28",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Esencial"
        },
        {
          "label": "Esencial – Transferencia",
          "value": 1.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Esencial"
        },
        {
          "label": "Impulso – Tarjetas/MODO (1 día)",
          "value": 5.89,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.89% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Impulso"
        },
        {
          "label": "Impulso – Tarjetas/MODO (7 días)",
          "value": 4.19,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.19% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Impulso"
        },
        {
          "label": "Impulso – Tarjetas/MODO (14 días)",
          "value": 3.29,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.29% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Impulso"
        },
        {
          "label": "Impulso – Tarjetas/MODO (30 días)",
          "value": 2.85,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.85% + IVA",
          "verified_at": "2026-09-28",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Impulso"
        },
        {
          "label": "Impulso – Transferencia",
          "value": 0.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.99% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Impulso"
        },
        {
          "label": "Escala – Tarjetas/MODO (1 día)",
          "value": 5.59,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.59% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Escala"
        },
        {
          "label": "Escala – Tarjetas/MODO (7 días)",
          "value": 3.89,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.89% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Escala"
        },
        {
          "label": "Escala – Tarjetas/MODO (14 días)",
          "value": 2.99,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.99% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Escala"
        },
        {
          "label": "Escala – Tarjetas/MODO (30 días)",
          "value": 2.65,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.65% + IVA",
          "verified_at": "2026-09-28",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Escala"
        },
        {
          "label": "Escala – Transferencia",
          "value": 0.85,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.85% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Escala"
        },
        {
          "label": "Costo transacción Tiendanube con Pago Nube",
          "value": 0,
          "unit": "%",
          "iva_included": true,
          "status": "verified",
          "display": "0%",
          "verified_at": "2026-09-18",
          "source_url": "https://ayuda.tiendanube.com/pago-nube/cuales-son-las-comisiones-de-pago-nube",
          "group": "Otros"
        }
      ]
    },
    {
      "name": "Payway",
      "slug": "payway",
      "website": "https://www.payway.com.ar/",
      "ficha": "https://lupapago.com/fichas/payway/",
      "type": "adquirente",
      "fee_desde": "Desde 0,8% + IVA (QR)",
      "fees": [
        {
          "label": "QR / dinero en cuenta (primeros 3 meses, hasta)",
          "value": 0,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://www.payway.com.ar/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "QR / dinero en cuenta (hasta)",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://www.payway.com.ar/cobrar-con-qr",
          "group": "QR"
        },
        {
          "label": "Débito (hasta, 1 día hábil)",
          "value": 1.2,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.2% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://www.payway.com.ar/planes-precios",
          "group": "Tarjetas"
        },
        {
          "label": "Crédito (hasta, 8 días hábiles)",
          "value": 2,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://www.payway.com.ar/planes-precios",
          "group": "Tarjetas"
        },
        {
          "label": "Cobro anticipado crédito (hasta, 1 día hábil)",
          "value": 6.3,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "6.3% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://www.payway.com.ar/planes-precios",
          "group": "Cobro anticipado"
        }
      ]
    },
    {
      "name": "MODO",
      "slug": "modo",
      "website": "https://www.modo.com.ar/",
      "ficha": "https://lupapago.com/fichas/modo/",
      "type": "wallet_cobro",
      "fee_desde": "0% adicional (pagás el adquirente)",
      "fees": [
        {
          "label": "Comisión adicional MODO (no incluye fee del adquirente)",
          "value": 0,
          "unit": "%",
          "iva_included": true,
          "status": "verified",
          "display": "0%",
          "verified_at": "2026-08-23",
          "source_url": "https://www.modo.com.ar/ayuda/preguntas-frecuentes/Cu%C3%A1les-son-las-comisiones-para-aceptar-MODO",
          "group": "Add-ons"
        }
      ]
    },
    {
      "name": "Ualá Bis",
      "slug": "uala-bis",
      "website": "https://www.ualabis.com.ar/",
      "ficha": "https://lupapago.com/fichas/uala-bis/",
      "type": "agregador",
      "fee_desde": "Fee desde 0,8% + IVA (QR cuenta)",
      "fees": [
        {
          "label": "POS – Débito",
          "value": 2.9,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.9% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/pos-pro",
          "group": "POS"
        },
        {
          "label": "POS – Crédito / prepaga",
          "value": 4.9,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.9% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/pos-pro",
          "group": "POS"
        },
        {
          "label": "QR – Dinero en cuenta (primeros 3 meses / BCRA)",
          "value": 0,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/qr",
          "group": "QR"
        },
        {
          "label": "QR – Dinero en cuenta (luego de 3 meses)",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/qr",
          "group": "QR"
        },
        {
          "label": "QR – Débito",
          "value": 2.9,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.9% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/qr",
          "group": "QR"
        },
        {
          "label": "QR – Crédito / prepaga",
          "value": 4.9,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.9% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/qr",
          "group": "QR"
        },
        {
          "label": "CFT cuotas sin interés – 2 cuotas",
          "value": 7.4,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "7.4% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/cft",
          "group": "CFT cuotas"
        },
        {
          "label": "CFT cuotas sin interés – 3 cuotas",
          "value": 10,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "10% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/cft",
          "group": "CFT cuotas"
        },
        {
          "label": "CFT cuotas sin interés – 6 cuotas",
          "value": 18,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "18% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/cft",
          "group": "CFT cuotas"
        },
        {
          "label": "CFT cuotas sin interés – 9 cuotas",
          "value": 25.7,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "25.7% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/cft",
          "group": "CFT cuotas"
        },
        {
          "label": "CFT cuotas sin interés – 12 cuotas",
          "value": 32,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "32% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.ualabis.com.ar/cft",
          "group": "CFT cuotas"
        }
      ]
    },
    {
      "name": "Mobbex",
      "slug": "mobbex",
      "website": "https://www.mobbex.com/planes/",
      "ficha": "https://lupapago.com/fichas/mobbex/",
      "type": "agregador",
      "fee_desde": "Fee desde 1,9% + IVA (Essential débito)",
      "fees": [
        {
          "label": "Essential – Débito",
          "value": 1.9,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.9% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mobbex.com/planes/",
          "group": "Essential"
        },
        {
          "label": "Essential – Crédito / prepaga",
          "value": 2.6,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.6% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mobbex.com/planes/",
          "group": "Essential"
        },
        {
          "label": "Essential – Suscripciones",
          "value": 3.9,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.9% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mobbex.com/planes/",
          "group": "Essential"
        },
        {
          "label": "Enterprise – Arancel a medida",
          "value": null,
          "unit": "texto",
          "iva_included": "unknown",
          "status": "commercial_quote",
          "display": "A cotizar",
          "verified_at": "2026-09-18",
          "source_url": "https://www.mobbex.com/planes/",
          "group": "Enterprise"
        }
      ]
    },
    {
      "name": "Talo",
      "slug": "talo",
      "website": "https://talo.com.ar/",
      "ficha": "https://lupapago.com/fichas/talo/",
      "type": "transfer",
      "fee_desde": "Desde 0,80% + IVA (B2C, alto volumen)",
      "fees": [
        {
          "label": "B2C transfer – 0–10 M ARS/mes",
          "value": 1,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://talo.com.ar/pricing",
          "group": "B2C por volumen"
        },
        {
          "label": "B2C transfer – 10–25 M ARS/mes",
          "value": 0.95,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.95% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://talo.com.ar/pricing",
          "group": "B2C por volumen"
        },
        {
          "label": "B2C transfer – 25–50 M ARS/mes",
          "value": 0.9,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.9% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://talo.com.ar/pricing",
          "group": "B2C por volumen"
        },
        {
          "label": "B2C transfer – 50–75 M ARS/mes",
          "value": 0.85,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.85% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://talo.com.ar/pricing",
          "group": "B2C por volumen"
        },
        {
          "label": "B2C transfer – 75–100 M ARS/mes",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-08-25",
          "source_url": "https://talo.com.ar/pricing",
          "group": "B2C por volumen"
        },
        {
          "label": "B2C transfer – más de 100 M ARS/mes",
          "value": "Consultar",
          "unit": "texto",
          "iva_included": "unknown",
          "status": "commercial_quote",
          "display": "A cotizar",
          "verified_at": "2026-08-25",
          "source_url": "https://talo.com.ar/pricing",
          "group": "B2C por volumen"
        },
        {
          "label": "B2B",
          "value": null,
          "unit": "texto",
          "iva_included": "unknown",
          "status": "commercial_quote",
          "display": "A cotizar",
          "verified_at": "2026-08-25",
          "source_url": "https://talo.com.ar/pricing",
          "group": "B2B"
        }
      ]
    },
    {
      "name": "Getnet",
      "slug": "getnet",
      "website": "https://www.getnet.com.ar/",
      "ficha": "https://lupapago.com/fichas/getnet/",
      "type": "adquirente",
      "fee_desde": "Fee desde 0,8% + IVA (QR)",
      "fees": [
        {
          "label": "QR – Dinero en cuenta (acreditación inmediata)",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "QR"
        },
        {
          "label": "Débito – Acreditación inmediata (hasta)",
          "value": 1.53,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.53% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Débito"
        },
        {
          "label": "Débito – Anticipada / estándar (hasta)",
          "value": 1,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Débito"
        },
        {
          "label": "Crédito 1 pago – Inmediata (hasta)",
          "value": 7.28,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "7.28% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Crédito 1 pago"
        },
        {
          "label": "Crédito 1 pago – Anticipada 24h (hasta)",
          "value": 6.75,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "6.75% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Crédito 1 pago"
        },
        {
          "label": "Crédito 1 pago – Estándar 8 días hábiles (hasta)",
          "value": 2,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Crédito 1 pago"
        },
        {
          "label": "Crédito en cuotas – Inmediata (hasta)",
          "value": 3.06,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.06% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Cuotas"
        },
        {
          "label": "Crédito en cuotas – Anticipada 24h (hasta)",
          "value": 2.53,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.53% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Cuotas"
        },
        {
          "label": "Crédito en cuotas – Estándar 2 días hábiles (hasta)",
          "value": 2,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "Cuotas"
        },
        {
          "label": "GetPOS – Abono mensual (post-bonificación 12 meses)",
          "value": 49000,
          "unit": "fijo",
          "iva_included": false,
          "status": "verified",
          "display": "ARS 49000 + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.getnet.com.ar/cobra-con-getpos",
          "group": "GetPOS"
        }
      ]
    },
    {
      "name": "Nave",
      "slug": "nave",
      "website": "https://navenegocios.ar/",
      "ficha": "https://lupapago.com/fichas/nave/",
      "type": "agregador",
      "fee_desde": "Fee desde 0,8% + IVA (dinero en cuenta)",
      "fees": [
        {
          "label": "Galicia – Dinero en cuenta (inmediata)",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Débito (inmediata)",
          "value": 1.6,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.6% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Débito (otros plazos, 1 día)",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Crédito (inmediata)",
          "value": 5.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Crédito (otros plazos)",
          "value": 1.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Débito internacional (inmediata)",
          "value": 4.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Débito internacional (otros plazos)",
          "value": 3.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Crédito/prepaga internacional (inmediata)",
          "value": 7.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "7.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Galicia – Crédito/prepaga internacional (otros plazos)",
          "value": 3.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "3.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Galicia"
        },
        {
          "label": "Naranja X (QR, TAP, Link) – Dinero en cuenta",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Naranja X (Nave)"
        },
        {
          "label": "Naranja X (QR, TAP, Link) – Débito",
          "value": 1.2,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.2% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Naranja X (Nave)"
        },
        {
          "label": "Naranja X (QR, TAP, Link) – Crédito",
          "value": 4.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Naranja X (Nave)"
        },
        {
          "label": "Nave Mini – Dinero en cuenta",
          "value": 0.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Nave Mini"
        },
        {
          "label": "Nave Mini – Débito",
          "value": 2.2,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "2.2% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Nave Mini"
        },
        {
          "label": "Nave Mini – Crédito",
          "value": 5.3,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "5.3% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Nave Mini"
        },
        {
          "label": "Bienvenida Galicia — dinero en cuenta 90 días",
          "value": 0,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Promo"
        },
        {
          "label": "Bienvenida Galicia — Débito (inmediata, 90 días)",
          "value": 1.2,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.2% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Promo"
        },
        {
          "label": "Bienvenida Galicia — Crédito (inmediata, 90 días)",
          "value": 4.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Promo"
        },
        {
          "label": "Naranja X — dinero en cuenta 3 meses",
          "value": 0,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "Promo"
        },
        {
          "label": "CFT – 1 cuota",
          "value": 0,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "0%",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "CFT"
        },
        {
          "label": "CFT – 3 cuotas",
          "value": 7.64,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "7.64%",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "CFT"
        },
        {
          "label": "CFT – 6 cuotas",
          "value": 13.89,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "13.89%",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "CFT"
        },
        {
          "label": "CFT – 9 cuotas",
          "value": 29.76,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "29.76%",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "CFT"
        },
        {
          "label": "CFT – 12 cuotas",
          "value": 40.24,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "40.24%",
          "verified_at": "2026-09-18",
          "source_url": "https://navenegocios.ar/home/comisiones---nave",
          "group": "CFT"
        },
        {
          "label": "Naranja X terminales – Arancel crédito por venta",
          "value": 1.8,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.8% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.naranjax.com/terminales-de-cobro",
          "group": "Relacionado: Naranja X"
        },
        {
          "label": "Naranja X – Costo plan 24h (1 cuota)",
          "value": 4.4,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.4% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.naranjax.com/terminales-de-cobro",
          "group": "Relacionado: Naranja X"
        },
        {
          "label": "Naranja X – Costo plan 72h (1 cuota)",
          "value": 4.1,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4.1% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.naranjax.com/terminales-de-cobro",
          "group": "Relacionado: Naranja X"
        },
        {
          "label": "Naranja X – Costo plan 24h (Plan Z)",
          "value": 10.3,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "10.3% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.naranjax.com/terminales-de-cobro",
          "group": "Relacionado: Naranja X"
        },
        {
          "label": "Naranja X – Costo plan 72h (Plan Z)",
          "value": 10,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "10% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.naranjax.com/terminales-de-cobro",
          "group": "Relacionado: Naranja X"
        },
        {
          "label": "Naranja X – Costo plan Día NX (1 cuota)",
          "value": 0,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "0% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.naranjax.com/terminales-de-cobro",
          "group": "Relacionado: Naranja X"
        },
        {
          "label": "Naranja X – Costo plan Día NX (Plan Z)",
          "value": 7.5,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "7.5% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.naranjax.com/terminales-de-cobro",
          "group": "Relacionado: Naranja X"
        }
      ]
    },
    {
      "name": "Pagos360",
      "slug": "pagos360",
      "website": "https://www.pagos360.com/",
      "ficha": "https://lupapago.com/fichas/pagos360/",
      "type": "agregador",
      "fee_desde": "Desde ~3,75% + IVA (est. 2018)",
      "fees": [
        {
          "label": "Cobrar y recibir pagos",
          "value": 3.75,
          "unit": "%",
          "iva_included": false,
          "status": "estimate",
          "display": "~3.75% (est.) + IVA",
          "verified_at": "2018-10-13",
          "source_url": "https://ayuda.pagos360.com/politicas/tarifas",
          "group": "Tarifas publicadas (stale)"
        },
        {
          "label": "Mínimo aplicable por cobro",
          "value": "ARS 6",
          "unit": "texto",
          "iva_included": false,
          "status": "estimate",
          "display": "~ARS 6 (est.) + IVA",
          "verified_at": "2018-10-13",
          "source_url": "https://ayuda.pagos360.com/politicas/tarifas",
          "group": "Tarifas publicadas (stale)"
        },
        {
          "label": "Transferir / retirar dinero",
          "value": 0,
          "unit": "%",
          "iva_included": "unknown",
          "status": "estimate",
          "display": "~0% (est.)",
          "verified_at": "2018-10-13",
          "source_url": "https://ayuda.pagos360.com/politicas/tarifas",
          "group": "Tarifas publicadas (stale)"
        }
      ]
    },
    {
      "name": "Payfun",
      "slug": "payfun",
      "website": "https://www.payfun.com.ar/",
      "ficha": "https://lupapago.com/fichas/payfun/",
      "type": "agregador",
      "fee_desde": "A cotizar",
      "fees": [
        {
          "label": "Comisiones merchant",
          "value": null,
          "unit": "texto",
          "iva_included": "unknown",
          "status": "commercial_quote",
          "display": "A cotizar",
          "verified_at": null,
          "source_url": null,
          "group": "Otros"
        },
        {
          "label": "Cuenta: alta sin costo / sin mantenimiento (claim FAQ; verificar)",
          "value": null,
          "unit": "texto",
          "iva_included": "unknown",
          "status": "commercial_quote",
          "display": "A cotizar",
          "verified_at": null,
          "source_url": "https://www.payfun.com.ar/preguntas-frecuentes",
          "group": "Otros"
        }
      ]
    },
    {
      "name": "Openpay",
      "slug": "openpay",
      "website": "https://www.bbva.com.ar/personas/productos/comercio/openpay.html",
      "ficha": "https://lupapago.com/fichas/openpay/",
      "type": "agregador",
      "fee_desde": "A cotizar",
      "fees": [
        {
          "label": "Mantenimiento / alta",
          "value": 0,
          "unit": "fijo",
          "iva_included": "unknown",
          "status": "verified",
          "display": "ARS 0",
          "verified_at": "2026-08-23",
          "source_url": "https://www.bbva.com.ar/personas/productos/comercio/openpay.html",
          "group": "Costos fijos"
        },
        {
          "label": "Comisión por venta",
          "value": null,
          "unit": "texto",
          "iva_included": "unknown",
          "status": "commercial_quote",
          "display": "A cotizar",
          "verified_at": null,
          "source_url": "https://www.bbva.com.ar/personas/productos/comercio/openpay.html",
          "group": "Comisiones"
        }
      ]
    },
    {
      "name": "Rebill",
      "slug": "rebill",
      "website": "https://www.rebill.com/",
      "ficha": "https://lupapago.com/fichas/rebill/",
      "type": "agregador",
      "fee_desde": "Desde 1,6% + IVA (QR)",
      "fees": [
        {
          "label": "Tarjetas crédito",
          "value": 4,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.rebill.com/precios/argentina",
          "group": "Tarjetas"
        },
        {
          "label": "Tarjetas débito",
          "value": 4,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.rebill.com/precios/argentina",
          "group": "Tarjetas"
        },
        {
          "label": "Tarjetas prepagas",
          "value": 4,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "4% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.rebill.com/precios/argentina",
          "group": "Tarjetas"
        },
        {
          "label": "Transfer bancarias QR",
          "value": 1.6,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.6% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.rebill.com/precios/argentina",
          "group": "QR"
        },
        {
          "label": "Billeteras digitales QR",
          "value": 1.6,
          "unit": "%",
          "iva_included": false,
          "status": "verified",
          "display": "1.6% + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.rebill.com/precios/argentina",
          "group": "QR"
        },
        {
          "label": "Disputa",
          "value": 415,
          "unit": "fijo",
          "iva_included": false,
          "status": "verified",
          "display": "ARS 415 + IVA",
          "verified_at": "2026-09-18",
          "source_url": "https://www.rebill.com/precios/argentina",
          "group": "Add-ons"
        },
        {
          "label": "Retiro cuenta",
          "value": 0,
          "unit": "fijo",
          "iva_included": "unknown",
          "status": "verified",
          "display": "ARS 0",
          "verified_at": "2026-09-18",
          "source_url": "https://www.rebill.com/precios/argentina",
          "group": "Retiros"
        }
      ]
    },
    {
      "name": "PayPal",
      "slug": "paypal",
      "website": "https://www.paypal.com/ar",
      "ficha": "https://lupapago.com/fichas/paypal/",
      "type": "cross_border",
      "fee_desde": "Desde 5,4% + USD 0,30 (recibir, tramo inicial AR)",
      "fees": [
        {
          "label": "Recibir transacciones – volumen hasta USD 3.000/mes",
          "value": "5.4% + USD 0.30",
          "unit": "mixto",
          "iva_included": "unknown",
          "status": "verified",
          "display": "5.4% + USD 0.30",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "Recibir"
        },
        {
          "label": "Recibir transacciones – USD 3.000–10.000/mes",
          "value": "4.9% + USD 0.30",
          "unit": "mixto",
          "iva_included": "unknown",
          "status": "verified",
          "display": "4.9% + USD 0.30",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "Recibir"
        },
        {
          "label": "Recibir transacciones – USD 10.000–100.000/mes",
          "value": "4.7% + USD 0.30",
          "unit": "mixto",
          "iva_included": "unknown",
          "status": "verified",
          "display": "4.7% + USD 0.30",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "Recibir"
        },
        {
          "label": "Recibir transacciones – más de USD 100.000/mes",
          "value": "4.4% + USD 0.30",
          "unit": "mixto",
          "iva_included": "unknown",
          "status": "verified",
          "display": "4.4% + USD 0.30",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "Recibir"
        },
        {
          "label": "Transacciones internacionales (AR)",
          "value": 5.4,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "5.4%",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "Recibir"
        },
        {
          "label": "FX al enviar pagos / recibir reembolsos (América)",
          "value": 4.5,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "4.5%",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "FX"
        },
        {
          "label": "FX conversión de fondos / retiros (América)",
          "value": 3.5,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "3.5%",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "FX"
        },
        {
          "label": "Retiro a cuenta bancaria ARS",
          "value": 75,
          "unit": "fijo",
          "iva_included": "unknown",
          "status": "verified",
          "display": "ARS 75",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "Retiros"
        },
        {
          "label": "Micropagos nacionales e internacionales",
          "value": "6.5% + fijo micropagos",
          "unit": "mixto",
          "iva_included": "unknown",
          "status": "verified",
          "display": "6.5% + fijo micropagos",
          "verified_at": "2026-08-23",
          "source_url": "https://www.paypal.com/ar/business/paypal-business-fees",
          "group": "Micropagos"
        }
      ]
    },
    {
      "name": "Stripe",
      "slug": "stripe",
      "website": "https://stripe.com/",
      "ficha": "https://lupapago.com/fichas/stripe/",
      "type": "cross_border",
      "fee_desde": "Desde 2,9% + USD 0,30 (Standard, ref. US)",
      "fees": [
        {
          "label": "Standard – Tarjetas (domésticas, ref. US)",
          "value": "2.9% + USD 0.30",
          "unit": "mixto",
          "iva_included": "unknown",
          "status": "verified",
          "display": "2.9% + USD 0.30",
          "verified_at": "2026-08-23",
          "source_url": "https://stripe.com/pricing",
          "group": "Standard"
        },
        {
          "label": "Tarjetas internacionales (adicional)",
          "value": 1.5,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "1.5%",
          "verified_at": "2026-08-23",
          "source_url": "https://stripe.com/pricing",
          "group": "Add-ons"
        },
        {
          "label": "Conversión de moneda (adicional)",
          "value": 1,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "1%",
          "verified_at": "2026-08-23",
          "source_url": "https://stripe.com/pricing",
          "group": "Add-ons"
        },
        {
          "label": "Tarjetas ingresadas manualmente (adicional)",
          "value": 0.5,
          "unit": "%",
          "iva_included": "unknown",
          "status": "verified",
          "display": "0.5%",
          "verified_at": "2026-08-23",
          "source_url": "https://stripe.com/pricing",
          "group": "Add-ons"
        },
        {
          "label": "Dispute fee",
          "value": "USD 15",
          "unit": "fijo",
          "iva_included": "unknown",
          "status": "verified",
          "display": "USD 15",
          "verified_at": "2026-08-23",
          "source_url": "https://stripe.com/pricing",
          "group": "Add-ons"
        },
        {
          "label": "Merchant account AR / disponibilidad local",
          "value": "No — solo payouts cross-border con entidad elegible",
          "unit": "texto",
          "iva_included": "unknown",
          "status": "verified",
          "display": "No — solo payouts cross-border con entidad elegible",
          "verified_at": "2026-08-23",
          "source_url": "https://docs.stripe.com/payouts",
          "group": "Disponibilidad AR"
        }
      ]
    }
  ]
}